DON’T SUPPOSE THAT ONE PENSION PLAN IS THE SAME AS ANOTHER

A related error is not knowing where your pension pot is invested, whether it is appropriate for your life stage and priorities, or how to select the best investment options. For example, if your retirement is still a few years away, you may be able to afford to take a little more risk. As you get closer to retirement, you may want to reduce your risk.

IT ALL BEGINS WITH A FINANCIAL PLAN TO HELP YOU ACHIEVE YOUR GOALS.

Do you have a vision of your ideal retirement? Are you on track to make it happen? Please contact us for more information on how we can help protect your future financial well-being and the options available to you.

A PENSION IS A LONG-TERM INVESTMENT NOT NORMALLY ACCESSIBLE UNTIL AGE 55 (57 FROM APRIL 2028 UNLESS PLAN HAS A PROTECTED PENSION AGE). THE VALUE OF YOUR INVESTMENTS (AND ANY INCOME FROM THEM) CAN GO DOWN AS WELL AS UP WHICH WOULD HAVE AN IMPACT ON THE
LEVEL OF PENSION BENEFITS AVAILABLE. YOUR PENSION INCOME COULD ALSO BE AFFECTED BY THE INTEREST RATES AT THE TIME YOU TAKE YOUR BENEFITS.