Locate Your Pension Funds

If you believe you may have lost your pension pot from a previous job you can use the government’s Pension Tracing Service, which can be found at www.gov.uk/find-pension-contact-details. This allows people to locate previously saved money for retirement that has gone unclaimed. As a result, it is worthwhile to investigate whether you have unclaimed pension funds.

Finally, one thing to keep in mind is that retirement savings are important goals for con artists. If someone unexpectedly offers to help you transfer your pot, it’s most likely a scam. If you are concerned, you should contact the Financial Conduct Authority (FCA) to ensure that they are legitimate. You only have one retirement so you don’t want to make a costly mistake with your pensions that you could one day regret. Before you look to bring your pensions together it’s essential to obtain professional advice.

For more information about how we can assist you through this complex process, please contact us to discuss your situation.

A pension is a long-term investment not normally accessible until age 55 (57 from april 2028 unless plan has a protected pension age). The value of your investments (and any income from them) can go down as well as up which would have an impact on the level of pension benefits available. Your pension income could also be affected by the interest rates at the time you take your benefits. Tax treatment varies according to individual circumstances and is subject to change.